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<!--
  ============================================================================
  sitemap-pmay.xml — www.schemes.seriesnexa.com
  PMAY Pages Sitemap — All Pradhan Mantri Awas Yojana URLs
  Generated: 2026-03-21
  Priority scale: 1.0 = highest, 0.1 = lowest
  Changefreq: how often Google should re-crawl
  ============================================================================
-->
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  <!-- ════════════════════════════════════════════════════════════════════════
       PILLAR PAGE — Main PMAY page
       ════════════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/index.html</loc>
    <lastmod>2026-03-21</lastmod>
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      <image:loc>https://www.schemes.seriesnexa.com/pmay/images/pmay-og-1200x630.jpg</image:loc>
      <image:title>Pradhan Mantri Awas Yojana PMAY 2026 - Housing for All</image:title>
      <image:caption>Complete guide to PM Awas Yojana 2026 - Apply online, check list and status</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://www.schemes.seriesnexa.com/pmay/images/pmay-apply-online-steps.jpg</image:loc>
      <image:title>Pradhan Mantri Awas Yojana Apply Online Steps - pmaymis.gov.in</image:title>
      <image:caption>Step by step guide to apply online for PMAY Urban at pmaymis.gov.in</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://www.schemes.seriesnexa.com/pmay/images/pmay-eligibility-criteria.jpg</image:loc>
      <image:title>PM Awas Yojana Eligibility Criteria 2026 - EWS LIG MIG Income Limits</image:title>
      <image:caption>PMAY eligibility criteria 2026 - EWS, LIG, MIG income categories and benefits</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://www.schemes.seriesnexa.com/pmay/images/pmay-gramin-list-check.jpg</image:loc>
      <image:title>PM Awas Gramin List Check 2026 - pmayg.nic.in</image:title>
      <image:caption>How to check PM Awas Yojana Gramin list 2026 at pmayg.nic.in</image:caption>
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  <!-- ════════════════════════════════════════════════════════════════════════
       SPOKE PAGES — PMAY Content Cluster
       (Create these pages to build topical authority — high-value targets)
       ════════════════════════════════════════════════════════════════════════ -->

  <!-- PMAY Gramin List page -->
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    <lastmod>2026-03-21</lastmod>
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  <!-- PMAY Apply Online page -->
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    <lastmod>2026-03-21</lastmod>
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  <!-- PMAY Status Check page -->
  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/status-check/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
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  <!-- PMAY Eligibility page -->
  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/eligibility/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
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    <xhtml:link rel="alternate" hreflang="hi" href="https://www.schemes.seriesnexa.com/pmay/hi/eligibility/"/>
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  <!-- PMAY Urban page -->
  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/urban/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>monthly</changefreq>
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  <!-- PMAY Documents page -->
  <url>
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    <lastmod>2026-03-21</lastmod>
    <changefreq>monthly</changefreq>
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  <!-- Awaas Plus / PM Awas Plus page -->
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    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
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    <xhtml:link rel="alternate" hreflang="hi" href="https://www.schemes.seriesnexa.com/pmay/hi/awaas-plus/"/>
  </url>

  <!-- ════════════════════════════════════════════════════════════════════════
       STATE-WISE PMAY GRAMIN LIST PAGES
       (High-value, low-competition state-specific keyword targets)
       ════════════════════════════════════════════════════════════════════════ -->

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    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/uttar-pradesh/</loc>
    <lastmod>2026-03-21</lastmod>
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    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/bihar/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
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  <url>
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    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/rajasthan/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  <url>
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    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/odisha/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.schemes.seriesnexa.com/pmay/gramin-list/odisha/"/>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/jharkhand/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/assam/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/gujarat/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/maharashtra/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.schemes.seriesnexa.com/pmay/gramin-list/maharashtra/"/>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/andhra-pradesh/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/telangana/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.schemes.seriesnexa.com/pmay/gramin-list/telangana/"/>
  </url>

  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/chhattisgarh/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.7</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/punjab/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/haryana/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/karnataka/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/tamil-nadu/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/himachal-pradesh/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/uttarakhand/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
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  <url>
    <loc>https://www.schemes.seriesnexa.com/pmay/gramin-list/kerala/</loc>
    <lastmod>2026-03-21</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
    <xhtml:link rel="alternate" hreflang="en" href="https://www.schemes.seriesnexa.com/pmay/gramin-list/kerala/"/>
  </url>

  <!-- ════════════════════════════════════════════════════════════════════════
       HINDI BILINGUAL PAGES (hreflang hi-IN)
       ════════════════════════════════════════════════════════════════════════ -->

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    <lastmod>2026-03-21</lastmod>
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    <lastmod>2026-03-21</lastmod>
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  <!-- ════════════════════════════════════════════════════════════════════════
       SITE SUPPORT PAGES
       ════════════════════════════════════════════════════════════════════════ -->

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    <lastmod>2026-03-21</lastmod>
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    <lastmod>2026-03-21</lastmod>
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    <lastmod>2026-03-21</lastmod>
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